18426 Villa City Road

WATERFRONT HOME WITH LAKE ACCESS, PRIVATE DOCK, JUST UNDER ONE ACRE, AND NO HOA! Located directly on the Palatlakaha River with water access to Lake Emma and the Groveland Chain of Lakes, this exceptionally maintained three-bedroom, two-bath home is being offered for the first time by its original owners. Enjoy the Central Florida waterfront lifestyle with peaceful water views, boating and fishing access, a PRIVATE DOCK, spacious DECK, and plenty of outdoor space. The property is surrounded by a natural buffer that provides privacy and a peaceful sense of seclusion while extending directly to the water. Inside, the spacious living area is highlighted by a classic brick fireplace and multiple sets of French doors leading to the rear living spaces. The expansive enclosed Florida room is under heat and air and features a wall of windows overlooking the backyard and water, creating a bright, comfortable space to enjoy the water views year-round. Just off the kitchen, a generously sized dining and gathering area is surrounded by windows, bringing in abundant natural light and offering additional views of the wooded property and waterfront. Many of the major improvements have already been completed, including ROOF (2025), DECK (2025), HVAC SYSTEM (2024), WATER HEATER (2024), DOCK (2024), IRRIGATION PUMP (2024), SEPTIC SYSTEM/DRAIN FIELD (2021), and WATER PUMP TANK (2019). With its private waterfront setting, significant recent improvements, and access to Lake Emma and the Groveland Chain of Lakes, this home offers a rare opportunity to enjoy the Central Florida lifestyle. Schedule your private showing today and experience it for yourself.

Twenty percent down over thirty years at 6.5%. Insurance is not included.

Principal & interest

$2,149

Property tax

$218

Estimated monthly

$2,367

Listed by

Andrea Summers

Brokerage

COLDWELL BANKER HUBBARD HANSEN

MLS number

MFR800954557

Listing information is deemed reliable but is not guaranteed.